Car accidents happen to nearly everyone. Whether it is just a fender bender or multi-vehicle pile up, motor vehicle accidents happen, and it’s important to know what to do when one occurs. In any accident, regardless of the situation, do not use language wherein you admit guilt. It’s the insurance companies’ job to determine fault; so let them investigate and come to a conclusion on their own.
Things to know about determining fault in car accident in Houston, Texas:
- Texas is a “fault”state. This means that the driver found to be at fault in a car accident is responsible for paying for medical costs and property damage to all cars involved. While drivers are legally required to carry insurance to help pay these damages, policy values often prove to be insufficient to cover the cost of damages in serious accidents and drivers can even find themselves paying out of pocket in some scenarios.
- Texas uses modified comparative fault rules. After an accident, each party can be found partially at fault. If you are found to be 20% at fault for an accident, you can only receive compensation for 80% of your damages (your total damages minus the 20% that was your fault). However, if one party’s fault exceeds 50%, that party cannot receive any damages.
- Texas law does not require drivers to purchase uninsured/underinsured coverage, however, insurance companies are required to offer this coverage. It is wise to consider purchasing this type of additional car insurance coverage in case you are in an accident with an uninsured or underinsured motorist.
- Gather evidence to help the insurance companies understand what happened. A police report is considered more reliable than personal statements given by involved For this reason, calling the police to an accident scene can help establish fault. In addition, if your medical condition permits, take pictures of the damages and the scene and get information from the other driver(s) and any witnesses.
Houston Car Accident Attorneys
Being in a car accident can be emotionally traumatizing, but getting compensation shouldn’t be. If you or someone you love was injured in a Houston car accident due to the negligence of another driver, contact the Houston car accident attorneys at Adame Garza LLP to evaluate your claim and help establish fault. Our practice focuses on motor vehicle accident claims. We are proud to have a fully bilingual office and to work with clients from across our great city of Houston. Call us today for a free consultation.
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